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Open up an IRA at a bank or an investment firm like Fidelity or Vanguard and put it towards a mutual fund. Put money towards it when you can. But don’t plan on touching it for a very long time. Just know that investing should always be seen in a long term. That strategy for building wealth and you might even lose that money. Because of the Official It’s Only Money Shirt like what’s happening right now during the pandemic. The important thing to remember is whatever you do, don’t withdrawal or close the account because you’re losing money. Markets will eventually go back up and so will your investment. There are no get rich quick strategies. If you’re going to need the money in the next year or so. Wealth does not happen overnight.

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The best thing to do is to put it in a savings account that offers return, or a CD. Yes, it may or may not yield more in stocks and mutual funds. But what you can do with FD is, use those payouts. Which will be guaranteed to buy yourself a systematic investment plan in the Official It’s Only Money Shirt. Or use that money to collect stocks over a longer period of time. This way you will guarantee. You have a backup you can dig in too, you can buy shares or units at average rates each month. Bro one honest advice from 27 years old. Work hard, read books, follow successful people. On Instagram youtube, invest in your knowledge, save money and again read a lot about finance. This money can be used for investment. Figuring out where to put it.

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Read. A lot. Your money is in its safest form right now, so you can use small bunches of it to do various things. Put 10% in bonds and 40% in index funds or stocks you like. While the remaining 50% sit collecting interest acting as an Official It’s Only Money Shirt. But whatever you choose just research first. There are a lot of great books out there that’ll teach you. If you take ONE caution, let it be that anyone who will help will do so at a cost. Nobody really knows what’s going on with the markets. And the faster an offer or person can make your money blow up. The bigger of BS it prob is. It took me around 4 months to save that money. I do have a job, yes. The expenses I have are covered by some other money I have.

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